Credit Score (aka FICO Score) - *** Niche

Credit score is a niche I’m not all the wild about, but it’s still worth mentioning. The reason I don’t like this niche very much is that it has MFA written all over it. It’s really pretty bad. Still with some filtering and tweaking, you can make OK money with the credit score niche.

So what is credit score (also known as FICO score)? Basically it’s a number that supposedly indicates your credit worthiness – how likely you are to pay off your debts. It’s all based on statistical analysis and is surprisingly accurate, or so they say.

Recently, the government made a decision that once a year credit rating agencies (like Experian, Equifax or TransUnion) give you a free report (if you request it).

However, some people don’t know about that. So marketers sell people their credit score reports that would otherwise be free for them. Go figure.

In order not to violate Google TOS, I rate niches with my own star system. ** - $0.20-$0.30 per click average, *** - $0.30-$0.50 per click average, **** - $0.50-$0.70 per click average, ***** - $0.70-$1.20 per click average. While I don’t mind sharing information on ***** niches, I don’t make this information publicly available because it would quickly kill these niches or get Google pissed off at me.

All AdSense niches were tested by me personally and your results shouldn’t be very different, unless your account was smart-priced, too much time passed since my testing, MFA got a hold of the niche or your site or traffic source sucks big time.